<!-- Begin MENU

// NOTE: If you use a ' add a slash before it like this \'


var menuside	= "left"	// MENU SIDE | left, right or center
var menuspaceL	= "6"		// MENU END SPACING LEFT
var menuspaceR	= "6"		// MENU END SPACING RIGHT
var rightlink	= "yes"		// SHOW LINK ON RIGHT



document.write('<TABLE cellpadding="0" cellspacing="0" border="0" width="100%" background="picts/menu-background.jpg" class="menuouter"><tr><td align="'+menuside+'">');
document.write('<TABLE cellpadding="0" cellspacing="0" border="0"><tr><td width="'+menuspaceL+'">');
document.write('<img src="picts/spacer.gif" width="'+menuspaceL+'" height="18"></a><br>');



// COPY THE NEXT TWO LINES AND PASTE ABOVE THIS LINE TO ADD A BUTTON



document.write('</td><td>');
document.write('<a href="index.html" class="menu">Home </a>');

document.write('</td><td>');
document.write('<a href="about.htm" class="menu">About SMI </a>');

document.write('</td><td>');
document.write('<a href="agents.htm" class="menu">Company Directory </a>');

document.write('</td><td>');
document.write('<a href="faqs.htm" class="menu">F.A.Qs </a>');

document.write('</td><td>');
document.write('<a href="mortgageglossary.htm" class="menu">Glossary </a>');

document.write('</td><td>');
document.write('<a href="hawaiiloanprocess.htm" class="menu">Loan Process </a>');










document.write('</td><td>');
document.write('<a href="hawaiimortgagecalcs.htm" class="menu">Calculators </a>');


document.write('</td><td>');
document.write('<a href="testimonials.htm" class="menu">Testimonials </a>');




document.write('</td><td>');
document.write('<a href="contact.htm" class="menu">Contact Us </a>');









document.write('</td></tr></table>');



document.write('</td><td width="'+menuspaceR+'">');
document.write('<img src="picts/spacer.gif" width="'+menuspaceR+'" height="18"></a><br>');
document.write('</td></tr></table>');


//  End -->